Auto Insurance

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Service Overview
Auto Insurance

Auto insurance is the cornerstone of financial protection on the road. It helps safeguard you against financial losses from accidents, theft, or other covered events involving your vehicle, ensuring peace of mind wherever you drive.

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FAQ
Coverage Outline

1. Collision Coverage

Collision coverage helps pay for damage to your vehicle if you’re involved in an accident, regardless of who is at fault. It may cover repair or replacement costs, up to the vehicle’s current market value, minus your deductible.

2. Comprehensive Coverage

Comprehensive coverage, sometimes called “other than collision,” helps pay for damage to your vehicle caused by events such as theft, vandalism, natural disasters, falling objects, or contact with animals.

3. Liability Coverage

Liability coverage is a critical component of your auto insurance policy. It helps pay for damages you cause to others if you’re at fault in an accident, including bodily injury and property damage. This coverage can protect you from paying out of pocket for medical bills, repairs, and even legal fees that arise from an accident.

4. Personal Injury Protection (PIP)

Personal injury protection, or PIP, covers medical expenses and certain other costs (like lost wages or funeral expenses) for you and your passengers, regardless of who is at fault in an accident. PIP is required in some states and optional in others.

5. Uninsured/Underinsured Motorist Coverage

Personal injury protection, or PIP, covers medical expenses and certain other costs (like lost wages or funeral expenses) for you and your passengers, regardless of who is at fault in an accident. PIP is required in some states and optional in others.

6. Roadside Assistance

Roadside assistance coverage helps pay for services like towing, flat tire changes, jump starts, and lockout assistance if your car breaks down or you get stuck on the road.

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What is car insurance?

Car insurance protects you, your passengers, and your vehicle from unexpected financial losses after an accident, theft, or damage. It covers medical expenses, repairs, and liability costs — helping you get back on the road with peace of mind.

Having the right policy means you’re not only meeting state legal requirements but also protecting your finances from costly surprises. Whether you drive daily or occasionally, car insurance ensures that one bad day on the road doesn’t turn into a financial burden.

At Insurance Express Agency, we help you find the coverage that fits your needs and budget — from liability and collision to comprehensive protection.

Drive with confidence. Protect what matters.

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Founded in 2013, Insurance Express has proudly served as a trusted, independent insurance brokerage, dedicated to delivering comprehensive coverage solutions for individuals, families, and businesses alike.

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